DonkyCapital vs Parqet: Which Portfolio Tracker Is Better for European Investors?
Parqet is a German-built portfolio tracker with a clean interface and a loyal following among retail investors in the DACH region. DonkyCapital was built to solve a different problem: tracking assets across DEGIRO, Scalable Capital, Trade Republic and Revolut without ever sharing your bank credentials.
Both tools target the same European investor. This comparison breaks down where each excels and where it falls short.
TL;DR — Key Takeaways
- ▸Privacy: DonkyCapital never asks for bank login or API keys — CSV import only. Parqet supports broker API connections.
- ▸Broker support: Both support DEGIRO, Scalable Capital and Trade Republic. DonkyCapital adds a free Scalable Capital export extension.
- ▸Analytics: DonkyCapital adds AI-powered geographic exposure and portfolio risk scoring. Parqet focuses on performance and dividends.
- ▸Price: Parqet has a free tier with limits; premium costs €5.99–€9.99/month. DonkyCapital is free during Accesso gratuito.
- ▸Best for: Parqet suits DACH investors wanting a polished app. DonkyCapital suits privacy-conscious multi-broker EU investors.
What Is Each Tool?
Parqet — The German Retail Favourite
Parqet launched in 2020 and quickly became one of the most popular portfolio trackers in Germany, Austria and Switzerland. It offers a well-designed mobile app, performance tracking, dividend calendars and broker integrations via API for supported brokers like Trade Republic and Scalable Capital. Its free tier supports up to 10 transactions; paid plans unlock unlimited transactions and advanced features.
DonkyCapital — Built for EU Multi-Broker Privacy
DonkyCapital is designed for European investors who hold positions across multiple brokers and do not want to share API credentials with a third party. It imports data via CSV — the same files you already download from your broker — and runs deep analytics including AI-powered ETF look-through, geographic exposure, sector allocation and a portfolio risk score. No subscription during Accesso gratuito.
Feature Comparison: DonkyCapital vs Parqet
Side-by-side comparison of the most important features for European retail investors.
| Feature | DonkyCapital | Parqet |
|---|---|---|
| Data Import | CSV upload (DEGIRO, Scalable Capital, Trade Republic, Revolut, IBKR and more) | CSV + broker API (Trade Republic, Scalable Capital, Comdirect and others) |
| Privacy | No credentials required — CSV only. Data stays with you. | API connections require granting read access to your broker account. |
| Platform | Web app (mobile-friendly) | iOS, Android and web app |
| EU Brokers | DEGIRO, Scalable Capital, Trade Republic, Revolut, IBKR, Fineco and more | Trade Republic, Scalable Capital, Comdirect, DKB, ING and others (DACH-focused) |
| Unique Feature | AI ETF look-through: real geographic and sector exposure across all your holdings | Native mobile apps with push notifications and watchlists |
| Price | Free during Accesso gratuito | Free (up to 10 transactions); €5.99–€9.99/month for Premium |
Privacy: CSV vs API Access
The biggest practical difference between the two tools is how they access your data. Parqet offers convenience through direct broker API connections — but convenience has a cost.
- Choose Parqet if: You are comfortable granting read API access to your broker and want automatic transaction sync without manual CSV uploads.
- Choose DonkyCapital if: You prefer not to share API credentials with any third party, use multiple EU brokers, and want to maintain full control over your financial data.
Scalable Capital users: DonkyCapital offers a free browser extension that exports your full transaction history without paying Prime+ (€4.99/month). Parqet also integrates with Scalable Capital, but requires API access.
Learn more about the free Scalable Capital export extension on the DonkyCapital guides.
Analytics Depth: What Do You Actually See?
Both tools show performance, dividends and allocation. DonkyCapital goes further with AI-powered portfolio intelligence:
- ✓AI ETF Look-Through: DonkyCapital analyses the underlying holdings of your ETFs to calculate your real geographic and sector exposure — not just the exchange where the ETF trades.
- ✓Unified Dividend Calendar: All upcoming and past dividends across all your brokers in a single view. Parqet has a dividend calendar too, but limited to natively supported broker integrations.
- ✓Portfolio Risk Score: DonkyCapital calculates a composite risk score factoring in volatility, geographic concentration and sector concentration. Parqet does not offer an equivalent risk score.
Pricing Comparison
Parqet offers a free tier capped at 10 transactions. To track a real portfolio you need Parqet Plus (€5.99/month) or Parqet Pro (€9.99/month), which adds tax reports, advanced charts and API priority.
DonkyCapital is completely free during Accesso gratuito. There are no transaction limits, no feature tiers and no credit card required. This makes it especially attractive for investors building their portfolio tracking habit before committing to a paid tool.
Verdict: Which Should You Choose?
Choose Parqet if you are a DACH-based investor who values a polished native mobile app, is comfortable with broker API connections, and wants automatic transaction sync. It is one of the best-designed retail trackers in the German-speaking market.
Choose DonkyCapital if you are a European investor with assets across DEGIRO, Scalable Capital, Trade Republic, Revolut or other EU brokers, prioritise privacy, and want deeper analytics beyond standard performance tracking. The free Accesso gratuito period makes it a zero-risk starting point.
Frequently Asked Questions
Is Parqet available outside Germany?
Yes, Parqet works for any investor but its broker integrations are primarily DACH-focused (Germany, Austria, Switzerland). If you use non-German brokers like DEGIRO or Revolut, CSV import is typically required anyway — removing the main advantage of Parqet's API integrations.
Does DonkyCapital have a mobile app?
DonkyCapital is a mobile-responsive web application. A dedicated native app is on the roadmap. Parqet has both iOS and Android apps, which is a genuine advantage if you want push notifications and on-the-go access.
How does DonkyCapital's AI ETF look-through work?
DonkyCapital uses AI to parse the underlying holdings of your ETFs and calculate your actual country and sector exposure. For example, a global ETF traded on Xetra is not "German" — DonkyCapital breaks down the real 60% US / 15% Japan / 8% UK exposure of the underlying holdings.
Can I track crypto in Parqet and DonkyCapital?
Parqet supports crypto assets alongside stocks and ETFs. DonkyCapital currently focuses on stocks, ETFs and funds from regulated EU brokers. Crypto support is planned for a future release.
What happens to my data if I stop using DonkyCapital?
Since DonkyCapital uses CSV imports rather than persistent API connections, you can stop at any time without revoking credentials. Your data is not linked to any broker account, so there is nothing to disconnect.
Does Parqet offer tax reports?
Yes, Parqet Pro includes tax report exports for German and Austrian tax requirements. DonkyCapital does not currently offer automated tax reports — it focuses on portfolio analytics rather than tax compliance.
Track Your Portfolio for Free — No Card Required
Join European investors already using DonkyCapital to get a unified view of their portfolio across DEGIRO, Scalable Capital, Trade Republic and more.
Start for freeFree during Accesso gratuito. No credit card required.