DonkyCapital vs Snowball Analytics: Which Portfolio Tracker Wins for European Investors in 2026?
Snowball Analytics has built a loyal following in France and among European dividend investors. It does one thing exceptionally well: show you how much passive income your portfolio will generate, month by month. DonkyCapital takes a broader approach — unifying portfolios across the most popular EU brokers without any API connections, while adding analytics layers that go well beyond dividend projection.
Both tools track investments. But they are optimised for different investors with different goals. Here is the complete, honest comparison for 2026.
TL;DR — Key Differences at a Glance
- ▸Origin & Focus: Snowball Analytics is French-born, optimised for dividend income tracking; DonkyCapital is EU-first, built for multi-broker portfolio intelligence across all asset types.
- ▸Privacy: Snowball needs an IBKR API connection for auto-sync; most other brokers require manual CSV upload. DonkyCapital never asks for any credentials.
- ▸EU Brokers: DonkyCapital natively supports DEGIRO, Scalable Capital, Trade Republic, Revolut, Trading 212, Fineco. Snowball is optimised for Interactive Brokers users.
- ▸Price: Snowball Premium costs ~€8/month. DonkyCapital is fully free in Accesso gratuito with no holding limits.
- ▸Best For: Snowball → dividend income obsessives using IBKR, especially French-speaking community. DonkyCapital → European multi-broker investors who want full portfolio intelligence.
Overview: Dividend Focus vs Full Portfolio Intelligence
Snowball Analytics: The Dividend Investor's Tool
Snowball Analytics was born in France and has a passionate following among investors who build portfolios for income. Its core proposition is simple and compelling: enter your holdings, and Snowball shows you a projection chart of your expected dividend income for the next 12 months and beyond. It connects natively to Interactive Brokers for automatic sync and supports CSV upload for other brokers. The platform is primarily in French and the community is strong in France and French-speaking Belgium and Switzerland. If your investment philosophy is centred on dividend growth and reaching financial independence through income, Snowball speaks your language.
DonkyCapital: The EU Multi-Broker Tracker
DonkyCapital is built for the European investor who holds a mix of ETFs, stocks and other assets across multiple brokers — DEGIRO, Scalable Capital, Trade Republic, Revolut, Trading 212, Fineco — and wants one unified view without granting access to any of them. It imports data via CSV/PDF or a browser extension. Beyond dividends, it gives you sector heatmaps, geographic exposure AI, risk scores, multi-period performance attribution and 48+ analytical widgets in a fully customisable dashboard.
Feature-by-Feature Comparison
Here is how DonkyCapital and Snowball Analytics compare on what matters most to a European investor in 2026:
| Feature | DonkyCapital | Snowball Analytics |
|---|---|---|
| Data Import | CSV/PDF file import + browser extension. Zero bank credentials required. | Native IBKR API connection for auto-sync. Other brokers: manual CSV upload only. |
| Privacy | ★★★★★ Maximum. No credentials shared, no API access to any account. | ★★★☆☆ Moderate. IBKR API connection required for automatic synchronisation. |
| Platform | Web app + PWA. Works on any device, installable as a lightweight mobile app. | Web app. Mobile experience is limited compared to desktop. |
| EU Broker Support | Native: DEGIRO, Scalable Capital, Trade Republic, Revolut, Trading 212, Fineco, Moneyfarm, Zerodha, MyInvestor. | Native: Interactive Brokers only. All other brokers: manual CSV upload required. |
| Killer Feature | Geographic exposure AI inside ETFs. Free Scalable Capital export without Prime+. 48+ widgets. | Dividend projection timeline — detailed monthly income forecast for the next 12 months and beyond. |
| Price | Free Accesso gratuito. No credit card. No holding limit. | Free plan (limited features); Premium ~€8/month or ~€72/year. |
Deep Dive: Privacy and Data Import
For Interactive Brokers users, Snowball Analytics is seamless — connect once via API and your portfolio syncs automatically. For everyone else — DEGIRO, Scalable Capital, Trade Republic, Revolut, Trading 212 — you need to export CSV files manually from each broker and upload them every time you make a transaction. That is a meaningful friction cost for active investors. DonkyCapital takes the opposite approach by design. It never asks for your broker login. You import CSV or PDF files once, or install the browser extension that reads your broker's interface and extracts data client-side. Your credentials stay on your device regardless of which broker you use.
- Choose Snowball Analytics if: You invest primarily via Interactive Brokers, your focus is on dividend income tracking and projection, and you are comfortable with the French-first platform.
- Choose DonkyCapital if: You hold assets across multiple EU brokers, want analytics beyond dividends (risk, geographic exposure, sector allocation), and prioritise privacy above all.
Scalable Capital users: DonkyCapital provides a free browser extension that exports your full transaction history without paying Prime+ (€4.99/month). Snowball Analytics has no equivalent — Scalable Capital users must either pay Prime+ or enter transactions manually.
Read: How to export Scalable Capital data without Prime+
Analytics Depth: Dividend Projections vs Full Portfolio Intelligence
Snowball's signature view is the dividend projection chart — a genuinely compelling visualisation if passive income is your goal. DonkyCapital includes a dividend timeline too, but it is one of 48+ analytical views rather than the centrepiece. The difference reflects a deeper philosophical split: Snowball is optimised for income investors; DonkyCapital is optimised for investors who want to understand their entire portfolio — not just the income it generates.
- ✓Geographic Exposure AI: DonkyCapital uses AI to calculate your real geographic exposure inside ETFs — not just which exchange an ETF trades on, but the actual country breakdown of underlying holdings. Snowball Analytics does not have this feature.
- ✓Unified Dividend Timeline: Both tools show dividend payments. DonkyCapital aggregates upcoming dividends across all your brokers — DEGIRO, Scalable Capital, Trade Republic, Revolut — in a single calendar. Snowball's dividend view is deeper for IBKR users but limited for multi-broker portfolios.
- ✓Risk Score & Sector Analytics: DonkyCapital calculates a portfolio risk score and shows sector heatmaps, concentration warnings and correlation analysis. Snowball focuses on income metrics rather than risk analytics.
Pricing: Full Cost Comparison for 2026
Snowball Analytics offers a free plan with basic portfolio tracking and a Premium plan at around €8/month (or €72/year if billed annually). That is one of the more affordable paid portfolio trackers on the market. The free plan is functional but limits the number of portfolios and historical data depth. Premium unlocks full dividend projections, historical analysis and multi-portfolio support.
DonkyCapital is currently in free Accesso gratuito with no holding limits, no portfolio limits, and no credit card required. Early users get full feature access including all analytical widgets, geographic exposure AI and dividend tracking. A freemium model is planned for the future, but all Accesso gratuito users will be grandfathered into a generous tier.
Verdict: DonkyCapital or Snowball Analytics in 2026?
Choose Snowball Analytics if you are an income-focused investor who uses Interactive Brokers as your primary broker, your portfolio philosophy is built around dividend growth, and you are part of the French-speaking investment community. It is genuinely the best dividend projection tool available for that specific use case.
Choose DonkyCapital if you hold assets across multiple EU brokers — DEGIRO, Scalable Capital, Trade Republic, Revolut, Trading 212 — and want a unified, private dashboard that gives you the full picture: performance, risk, geographic exposure, dividends and sector analytics in one place. Free in Accesso gratuito.
Frequently Asked Questions: DonkyCapital vs Snowball Analytics
Is Snowball Analytics available in English?
Snowball Analytics is primarily in French. The interface has some English elements but the platform, documentation and community are French-first. If you are not comfortable in French, navigating Snowball can be challenging. DonkyCapital is available in English, Italian, German, French, Spanish, Portuguese and Dutch.
Can Snowball Analytics import from DEGIRO, Scalable Capital or Trade Republic?
Yes, but only via manual CSV upload. There is no native integration for these brokers — you need to export your transaction history from each broker's interface and upload it each time. DonkyCapital supports these brokers natively with guided import wizards and, for Scalable Capital, a free browser extension that automates the export.
Does DonkyCapital track dividends and project future income?
Yes. DonkyCapital tracks dividend payments across all your brokers in a unified timeline and lets you project future dividend income. The dividend view is part of a broader analytics suite rather than the single focus of the product. If dividend projection is your primary need, Snowball's dedicated charts go deeper for that specific feature.
Which tool is better for accumulating ETF investors (no dividends)?
DonkyCapital is the stronger choice for accumulating ETF investors. Snowball Analytics is built around dividend income — if your portfolio consists of accumulating ETFs like VWCE or IWDA that reinvest all earnings, much of Snowball's core functionality is not relevant. DonkyCapital handles accumulating ETFs natively, including geographic exposure analysis and performance tracking.
Is Snowball Analytics worth it at €8/month compared to DonkyCapital free?
It depends entirely on your use case. If you are an IBKR user focused on dividend income and you value the French-speaking community, Snowball Premium at €8/month is reasonable value. If you use multiple EU brokers and want broader analytics, DonkyCapital's free Accesso gratuito gives you more for less — including features Snowball doesn't offer at any price tier.
Track dividends and your full EU portfolio in one unified dashboard
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