DonkyCapital vs Portfolio Performance: Which Tracker Should You Choose in 2026?

1. Interface and Ease of Use

Portfolio Performance is a powerful desktop application built with a traditional software architecture. It offers deep functionality, but first-time users face a steep learning curve: you need to manually create securities, configure currency conversions, define benchmarks, and set up import mappings for each broker before you can see your first chart. Many users report spending hours on initial configuration before any data is visible. DonkyCapital is built as a modern web platform — no installation required, no local file management, and no manual security configuration. You upload your broker CSV and your portfolio appears immediately with automated categorization, price lookups, and currency conversion applied automatically. For investors who want a Portfolio Performance alternative that is web-based rather than desktop-installed, DonkyCapital offers the same analytical depth with a fraction of the configuration time. The interface is designed for clarity first: clean dashboards, straightforward navigation, and responsive layouts that work equally well on desktop, tablet, and mobile. This makes DonkyCapital one of the best portfolio trackers in Europe in 2026 for investors who value usability alongside analytical power.

2. Performance Metrics

Both tools calculate the two most important portfolio performance metrics: TWR (Time-Weighted Return) and IRR (Internal Rate of Return, also called Money-Weighted Return or MWRR). TWR eliminates the distorting effect of cash flows — deposits and withdrawals — making it ideal for comparing your portfolio against a benchmark or measuring manager skill. IRR accounts for the timing and size of cash flows, making it the right metric for evaluating your personal wealth growth. Portfolio Performance offers highly granular reporting with multiple return calculation methods and deeply customizable report templates — a significant advantage for advanced users who want to build complex analytical views. DonkyCapital adds capabilities that Portfolio Performance lacks in its standard configuration: built-in benchmark comparison (against major indices like MSCI World, S&P 500, or custom benchmarks), inflation-adjusted real returns, forward-looking goal tracking with projected portfolio values at retirement, and an allocation drift monitor with automated rebalancing suggestions. For most retail investors — even those who previously used Portfolio Performance — DonkyCapital's metric set covers everything needed without requiring custom report configuration.

3. Multi-Broker Support

Both Portfolio Performance and DonkyCapital support most major European and global brokers through CSV transaction import. Portfolio Performance has an active community that maintains import configurations for dozens of broker formats. DonkyCapital supports the same brokers but has invested significantly in streamlined import flows for the most popular European brokers: DeGiro, Scalable Capital, Fineco, Trade Republic, DEGIRO, Flatex, and others — with pre-built CSV parsers that handle the quirks of each broker's export format automatically. This means importing from DeGiro or Scalable Capital in DonkyCapital takes minutes rather than the 30-60 minutes of configuration that Portfolio Performance may require for the same broker. DonkyCapital also consolidates positions across all imported brokers into a single unified view automatically — you never need to manually reconcile positions or worry about double-counting. For investors managing a portfolio across multiple platforms, this multi-broker consolidation is one of the most compelling reasons to choose DonkyCapital as a Portfolio Performance alternative with cloud sync.

4. Mobile Access

This is one of the most clear-cut differentiators between the two tools. Portfolio Performance is a desktop-only Java application — there is no official mobile app, and the desktop interface does not translate well to smartphone screens. Unofficial companion apps exist but are not maintained by the core team and lack full feature parity. For investors who want to check their portfolio performance, see today's gain/loss, review dividend income, or look at asset allocation while away from their desktop, Portfolio Performance offers no practical solution. DonkyCapital is built as a responsive web application that adapts seamlessly to any screen size — from a 4K desktop monitor to a smartphone. The mobile portfolio performance app experience in DonkyCapital is not a stripped-down version of the desktop interface: it is a fully functional dashboard optimized for touch navigation, with the same real-time data, the same performance metrics, and the same allocation view available on desktop. For the growing segment of European investors who use their smartphones as their primary financial management device, this mobile advantage represents a decisive reason to choose DonkyCapital over Portfolio Performance in 2026.

5. Privacy, Data Storage, and Pricing

Portfolio Performance stores all your financial data exclusively on your local device — your computer's hard drive — with no cloud backup or synchronization. This approach offers maximum privacy: your data never leaves your machine, and there is no server that could be breached. The downside is that you lose all data if your device fails without a manual backup, and you cannot access your portfolio from a different device without manually transferring the local file. DonkyCapital stores data in the cloud with end-to-end encryption, enabling seamless access from any device and automatic data backup. This is the right trade-off for investors who value accessibility and redundancy over absolute local privacy. Regarding pricing: Portfolio Performance is completely free and open-source — no cost, ever. DonkyCapital offers a free tier with core portfolio tracking features that covers the needs of most individual investors, and a premium plan with advanced analytics including goal tracking, detailed tax reporting, and priority support. When evaluating the best portfolio tracker for Europe in 2026, the choice between local storage and cloud sync often comes down to personal preference and how you use your portfolio data across devices.

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