AI Portfolio Analyzer: intelligent analysis of your investments
In brief
- ▸Automatic financial context: the AI already knows your portfolios, positions, and brokers
- ▸Natural language questions: no commands to learn, talk to the AI like a financial advisor
- ▸Concrete analysis: geographic concentration, rebalancing, diversification, performance
- ▸Unlike ChatGPT: not generic answers, but analysis based on your real data
Have you ever looked at your portfolio and wondered "am I investing too much in a single market?" or "how should I rebalance right now?". Those questions used to require hours of manual analysis on spreadsheets or a conversation with a financial professional. With DonkyCapital's AI Insight, you get answers in seconds.
The AI already knows your data: every portfolio, every asset, every broker you've connected. You don't need to explain anything. Ask the question, get the analysis. It's like having a financial analyst available 24/7 who has already read all your account statements.
On this page
How Does AI Insight Work?
AI Insight is a chat interface integrated directly into your portfolio tracker. Unlike any other generic AI assistant, it automatically synthesizes your portfolio profile: asset class allocation, geographic distribution, currency exposures, and aggregated composition across all connected brokers.
When you open the chat, you see the "Financial context loaded" badge. This means the AI is already up to date on your real situation. You don't need to paste data or explain "I have X% in ETFs and Y% in stocks" — it already knows. Sessions are saved so you can resume an analysis later.
The AI doesn't give you generic advice about "how to diversify". It tells you that your Scalable 2027 portfolio has excessive exposure to Eurozone bonds and suggests specific actions.
What Can You Ask the AI?
Here are some of the most common questions users ask. The AI always responds with references to your real portfolios, not hypothetical scenarios.
“Do I have excessive geographic concentration? What should I rebalance?”
“What is my actual return over the last 12 months across all portfolios?”
“Which positions have the highest weight in my aggregated portfolio?”
“How does my current allocation compare to a classic 60/40 portfolio?”
“Which assets are highly correlated with each other? Am I truly diversifying?”
“If I wanted to reduce risk by 20%, what should I sell or reduce?”
“Where am I exposed to currency risk? How significant is it?”
“Do I have dividends coming in the next 30 days? From which positions?”
Why Is It Different from ChatGPT?
You can ask ChatGPT "how do I diversify my portfolio?" and get a useful but generic answer. AI Insight does something fundamentally different: it answers about you, not a hypothetical investor.
The difference isn't in the quality of the AI model, but in the context. ChatGPT doesn't know what you own. AI Insight does.
How to Use AI Insight on DonkyCapital?
Access is instant from the main sidebar. No configuration required.
Open the chat
Click the AI Insight icon in the navigation bar. The financial context is automatically loaded from all your connected portfolios.
Ask your question
Write in natural language, as if talking to an advisor. The AI understands complex multi-portfolio questions, comparisons, and hypothetical scenarios.
Analyze and act
Answers include references to your real portfolios and positions. Sessions are saved: you can return to a previous analysis at any time.
Privacy and Data Security
Portfolio data is processed exclusively to answer your questions. It is not used to train AI models, not shared with third parties, and not retained beyond what is necessary for the chat session.
DonkyCapital never asks for broker login credentials. You import data via CSV files or official broker APIs — your access credentials remain exclusively yours. AI responses are informational and do not constitute certified financial advice.
Frequently Asked Questions about AI Insight
Does the AI have access to my broker credentials?
No. DonkyCapital never accesses your broker credentials. Portfolio data is imported via CSV or official APIs without storing usernames and passwords.
How many questions can I ask per month?
The number of questions depends on your subscription plan. The dashboard shows your monthly tokens available and current consumption in real time.
Are AI responses financial advice?
No. AI Insight analyses are informational and based on your data. They do not constitute certified financial advice. For important decisions, always consult a professional.
Does the AI work with multiple portfolios at once?
Yes. AI Insight analyses aggregated wealth across all connected portfolios and can answer cross-broker questions, such as comparing allocation between Degiro and Scalable.
Are chat sessions saved?
Yes. You can access previous sessions from the left sidebar and resume an ongoing analysis without having to re-explain the context.
Does it work for portfolios with crypto or unlisted assets?
Yes. AI Insight includes all assets in DonkyCapital: stocks, ETFs, bonds, crypto, and unlisted assets such as pension funds or real estate investments.
Try AI Insight for free
Join the waitlist and get early access to DonkyCapital with AI Insight included.
Request early access